BoostUp™ Privacy Policy

The information below represents BoostUp, LLC's, ("BoostUp") Privacy Policies effective as of the date indicated at the end of this document. By using or accessing the BoostUpTM website and/or services, you are accepting the practices described in this Privacy Policy. BoostUp reserves the right to change its Privacy Policies at any time. It is the user's responsibility to review this Privacy Policy frequently. BoostUp may also choose to notify it's users of material changes to the Privacy Policy by the email provided to us by the user or by means of a notice on our home page. We want you to make an educated choice, so please read this disclosure carefully to understand the terms and provisions contained herein. We safeguard our user information carefully. We are committed to using all reasonable efforts to protect user information. For this purpose, we have designed procedures, standards and technology, which are described herein. We are committed to helping you protect your privacy.

Information Collection

We may collect information about you and from you including personal, demographic and aggregate data. As used in this Privacy Policy, "personal information" means information that specifically identifies you, such as your name, address, telephone number, email address, etc. Demographic information is anonymous information, which may include your age, date of birth, income, gender, geographic area, hobbies or interests. Demographic information is not considered personal information unless it is linked with your other personal information, which we may link for a variety of reasons such as customizing content or services according to your interests and preferences or verifying your identity. Personal information does not include data we collect about the use of the Website or our Service ("Website" or "Service"), from which personal information has been removed. Such data is used for a number of purposes such as helping us understand trends and user needs so we can improve our Services.

We reserve the right to use a third party to provide identity and information verification services on our Website. These third parties are prohibited from using your personally identifiable information for any other purpose.

Personal information may be collected in a number of ways, such as when you visit our Website with your Internet browser. In addition, we may ask you to provide certain personal information when filling out and submitting registration forms or providing feedback to us. When registering for an account, you will be asked to provide your contact information, your name and other personal information. Certain information is required of you and may be necessary for you to access certain benefits the Website offers. Also, you may post to the Website or transmit personal information, photographs, and other content through user account profile functionality on the Website. Although your profile is specifically made available to you and people that they may potentially contribute to your BoostUp account, certain information may also be viewed by other individuals. All such content that you post to the Website is done at your own risk and BoostUp bears no responsibility for any such content or any liability for any claims arising out of such content.

If you choose to use our email service to tell a friend about our Website, we will ask you for certain information needed to send the email invitation to your friend. We will send your friend an email in your name inviting him or her to visit the Website. We may send up to two reminder or follow-up emails to them. We store this information so we can send invitations and reminders. Your friend may contact us through the Website to request that we remove this information from our database.

When you use the Website, we may also collect certain information about your computer to facilitate and evaluate your use of the Website and the Service. For example, we may log environmental variables, such as browser type, operating system, referring or exit web pages, and the Internet Protocol (IP) address of your computer. We may on occasion supplement the personal information you submit to us with information from third-party sources. If permitted under applicable law, we may supplement your information with address standardization data to verify the address you have entered is actually your address.

By using the Website and/or the Services, you are consenting to have your personal data transferred to and processed in the United States.

Protection of Personal Information

We maintain administrative, technical and physical safeguards designed to protect the security, confidentiality and integrity of your personal information. The personal information that you provide online in connection with registering yourself as a user of the Website or Service is protected in several ways. Access by you to such personal information is available through your email and a password selected by you. To protect the confidentiality of such personal information, you should not divulge your password to anyone. You are responsible for all uses of the Website and Service by any person using your user ID and password. Please advise us immediately if you believe your password has been compromised. In addition, your personal information resides on servers or in areas of facilities that only selected personnel and contractors can access. We encrypt all data that you submit through the Website, and thereby attempt to prevent unauthorized parties from viewing such information when it is transmitted to us. Please note that any information you submit by email may not be secure, so please do not send any sensitive information or materials in or attached to any email to BoostUp.

Children Under Age 13

We do not knowingly collect or solicit personal information from anyone under the age of 13. Consumers between the ages of 13 and 17 must have parental consent to register with BoostUpTM. If you are under 13, please do not attempt to register for BoostUpTM. In the event that we learn that we have collected personal information from a person under age 13 or from someone between 13 and 17 without parental consent, we will delete that information as soon as practical, close the applicable account, and immediately suspend any pending transactions. A check will be sent via U.S. mail (in the U.S. only) to the address provided for the account or as confirmed. Please allow 2-4 weeks for your refund to be processed and returned to you. If the check is not cashed within 180 days, we reserve the right to stop payment on the check and redeposit the funds into a "Held Account" maintained by us. All disputes must be submitted to our Customer Service Department in writing within 180 days after the dispute arises. If the balance of the Account is less than or equal to $2,500, a fee equal to $25.00 will be assessed upon the closing of the Account and if the balance of the Account is greater than $2,500, a fee equal to 2.5% of the Account balance will be assessed upon the closing of the Account ("Closing Fee"). The Closing Fee will be deducted from the funds in the Account prior to refunding the remaining Account balance. If the Closing Fee is greater than the balance in the Account, no funds will be returned to you.

Profile Information

As a user, your profile will include certain information about you, including, but not limited to, first and last name, your savings goal, which goods or services you are saving for, your target goal date and goal progress. You may also provide additional information about yourself including: pictures, and why you are saving that will be available on your public profile. We may occasionally use your name and email address to send you notifications regarding new services offered by BoostUpTM and special offers from our partners that we think you may find valuable.

Profile information is used by us primarily to be presented back to and edited by you when you access the Service and to be presented to others who view your public profile page. Your name and city will be available in search results on BoostUpTM and those limited pieces of information may be made available to third party search engines. This is primarily so your friends can find you and contribute to your account.

We may send you service-related announcements from time to time through the general operation of the Website. For instance, if someone contributes to you, you will receive an email alerting you that a contribution has been made. We may use information in your profile without identifying you to its partners. We do this for purposes of tracking trends and consistencies of our users, such as the types of goods and services purchased.

Public Accounts

By creating a profile and becoming a member of BoostUp, you are able to send e-mails to family members and friends inviting them to contribute to your BoostUpTM account. Your BoostUpTM account can also be located by searching for your name through the Website. Your e-mail address will not be made public. The names and e-mail addresses of people whom you invite will be used only to send your invitation and reminders of the invitation. Users can control certain information that is displayed on their public BoostUpTM account page, such as the user's profile image and the reasons for saving for the goal. Information that will always be displayed on your public account page includes the user’s first and last name, your savings goal, which goods or services you are saving for, your target goal date and goal progress. All information that you enter or upload about your contacts will be covered by the same terms of this Privacy Policy.

Use of Cookies

In order to improve our Service and the Website and provide more convenient, relevant experiences to our users, we and our vendors may use "cookies", "web beacons", and similar devices to track your activities. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables us to record your passwords, profile and preferences. A web beacon is a small transparent "GIF" image that is embedded in an HTML page or email used to track when the page or email has been viewed. A similar device may be used by which a product, service or functionality may send data to a server when a set of user-initiated events occur (such as after clicking a button on the Website or in an email). This device is similar to a cookie in that it tracks your visit and the data can only be read by the server that receives the data. It is different than a cookie in that it is not browser-based, may not function as an identification card and does not store any data on your computer. While BoostUpTM uses cookies and similar devices to track your use of the Website and the Service, such as the number of downloads, types of Service used, and how many users we receive daily, and while our web servers automatically log the IP/Internet address of your computer, we do not generally use this information to identify you personally. However, if you expressly provide consent for the Website or the Service to remember you when you log into your account, that unique identifier will be stored on a cookie on your computer and that unique identifier will be linked to your information. As a result, your navigation path around the Website and the Service will be tracked by BoostUp for the purposes intended herein.

The BoostUpTM Website contains embedded 'share' buttons to enable Users to share content with friends through social networks, such as Facebook and Twitter. These sites may set a cookie when you are logged in to their service. We do not control the setting of cookies from these websites. Please check the third-party websites for more information about their cookies and how to manage them.

Most browsers are initially set to accept cookies and similar devices. You can set your browser to notify you when you receive a cookie or similar device, giving you the chance to decide whether or not to accept it, though this may preclude you from using the Website. To find out more about cookies, including how to see which cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

Tracking/Do Not Track

When you visit a website (such as the BoostUpTM Website), your browser automatically shares certain information with that website, such as your IP address and other device information. Some of this information may also be sent to third-party content providers (for example: advertisers, website analytic companies, etc.) that provide content on the website. Such sharing may allow the website and/or content providers to track you over time and across multiple websites.

Today, many browsers offer Do Not Track plugins that allow you to express a preference that you not be tracked, and that tell websites that you visit, by sending an electronic beacon, this preference. At this time, BoostUp’s Website does not respond to Do Not Track beacons sent by browser plugins.

Sharing Information With Third Parties and Partners

We collect non-public personal information about you from the following sources; information we receive from you on applications or other forms and information about your transactions with us, our strategic partners or others.

Non-public, personally identifiable information about you may be disclosed without your consent to our service providers for the purpose of performing services on the BoostUpTM Website. Specifically, we may use service providers and third parties to facilitate our business and Website, such as to host the service at a co-location facility for servers, to send out email updates about BoostUpTM, to remove repetitive information from our user lists, to process payments for Services, to offer an online job application process, or to provide search results or links (including sponsored links). In connection with these business services and operations, our service providers may have access to your non-public personal information for use for a limited time in connection with these specific business activities. Where we utilize third parties for the processing of any personal information, we implement reasonable contractual and technical protections limiting the use of that information to the BoostUpTM-specified purposes. We restrict access to non-public personal information to employees on a "need to know" basis only. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information. We may provide aggregate, non-personally identifiable data about the usage of our services to third parties or partner companies that we have joint marketing agreements with for such purposes as we deem, in our sole discretion, to be appropriate. These arrangements give you the opportunity to receive additional products or services from us or third parties. However, no non-public personal information about you will be intentionally shared, disclosed or sold to any third party not affiliated with us.

We may be required to disclose user information pursuant to lawful requests, such as subpoenas or court orders, or in compliance with applicable laws. We do not reveal information until we have a good faith belief that an information request by law enforcement or private litigants meets applicable legal standards. Additionally, we may share account or other information when we believe it is necessary to comply with law, to protect our interests or property, to prevent fraud or other illegal activity perpetrated through the BoostUpTM service or using the BoostUp name, or to prevent imminent bodily harm. This may include sharing information with other companies, lawyers, agents or government agencies.

Banking and Affiliates

We have or will have a relationship with one or more registered banking institutions and other businesses to provide the services as described on our Website. When you register with BoostUpTM and establish an account and when you redeem your funds to purchase goods or services, we may need to share certain personally identifiable information with such parties. These parties will be governed and restricted pursuant to federal, state and local laws and any other agreement we have with them concerning such personally identifiable information.


Client uses Plaid Technologies, Inc. (“Plaid”) to gather End User’s data from financial institutions. By using our service, you grant Client and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.

Security

The security of your personal information is important to us. When you enter sensitive information through the Website, we encrypt that information using secure socket layer technology (SSL). We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

BoostUp Communications

We will communicate with you through e-mail and notices posted on this Website. Please be aware that you may receive certain e-mails from us related to the proper function and activity of your account. You may also receive communications from us that contain information or special offers from BoostUpTM partners.

Accessing and Changing Your Account Information

You can review the personal information you provide to us and make any desired changes to the information, or to the settings for your BoostUp account, at any time by logging into your account on the BoostUp Website and editing the information on your Profile page, or by writing us at: BoostUp, 1555 Broadway St., Detroit, MI 48226, Attn: Customer Support or by calling us directly at 877-504-9862, or by emailing us at [email protected] Please include your name, address, and/or email address when you contact us.

Opting-out. Even after you have consented to our collection and use of your personal information, you may opt-out of having your personal data collected or used by us by contacting us via one of the methods described above. Doing so, however, may make it unable for you to utilize the BoostUpTM Website or services and may result in us closing your account. You also have the right to opt-out of having your personal data disclosed to an independent third party or used from some reason other than why originally collected.

If you close your BoostUpTM account, we will remove your name and other personally identifiable information from our publicly viewable data. We may retain certain data contributed by you if it may be necessary to prevent fraud or future abuse, or for legitimate business purposes, such as analysis of aggregated, non-personally-identifiable data, account recovery, or if required by law. All changes and retained data will continue to be subject to the terms of the BoostUp Privacy Policy in effect at such time.

Third Party Advertising

Advertisements that appear on BoostUpTM are sometimes delivered (or "served") directly to users by third party advertisers. They automatically receive your IP address when this happens. These third party advertisers may also download cookies to your computer, or use other technologies such as JavaScript and "web beacons" (also known as "1x1 gifs") to measure the effectiveness of their ads and to personalize advertising content. Doing this allows the advertising network to recognize your computer each time they send you an advertisement in order to measure the effectiveness of their ads and to personalize advertising content. In this way, they may compile information about where individuals using your computer or browser saw their advertisements and determine which advertisements are clicked. We do not have access to or control of the cookies that may be placed by the third party advertisers. Third party advertisers have no access to your contact information stored on BoostUpTM unless you choose to share it with them.

This Privacy Policy covers the use of cookies by BoostUp and does not cover the use of cookies or other tracking technologies by any of its advertisers.

Links to Other Websites

This Website contains links to other Websites that are not owned or controlled by BoostUp. Please be aware that we are not responsible for the privacy practices of such other Websites. We encourage you to be aware when you leave our Website you should read the privacy statements of each and every other website that collects personally identifiable information. This Private Policy applies only to information collected by this Website.

Changes To This Privacy Policy

Your use of BoostUpTM and any disputes arising from such use, is subject to this Privacy Policy as well as our Terms and Conditions and all of its dispute resolution provisions including arbitration, limitation on damages and choice of law. We reserve the right to change our Privacy Policy and our Terms and Conditions at any time. Non-material changes and clarifications will take effect immediately, and material changes will take effect within 30 days of their posting on this Website. If we make changes, we will post them on our Website along with the effective date of the changes. In addition, you may be notified of the changes by email. We encourage you to refer to this policy on an ongoing basis so that you understand our current Privacy Policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.

If you have any questions regarding our privacy policy, please contact BoostUp Customer Support at 877-504-9862 or e-mail [email protected]

BoostUp, LLC

BoostUp Privacy Policy 4/3/2014