We reserve the right to use a third party to provide identity and information verification services on our Website. These third parties are prohibited from using your personally identifiable information for any other purpose.
Personal information may be collected in a number of ways, such as when you visit our Website with your Internet browser. In addition, we may ask you to provide certain personal information when filling out and submitting registration forms or providing feedback to us. When registering for an account, you will be asked to provide your contact information, your name and other personal information. Certain information is required of you and may be necessary for you to access certain benefits the Website offers. Also, you may post to the Website or transmit personal information, photographs, and other content through user account profile functionality on the Website. Although your profile is specifically made available to you and people that they may potentially contribute to your BoostUp account, certain information may also be viewed by other individuals. All such content that you post to the Website is done at your own risk and BoostUp bears no responsibility for any such content or any liability for any claims arising out of such content.
If you choose to use our email service to tell a friend about our Website, we will ask you for certain information needed to send the email invitation to your friend. We will send your friend an email in your name inviting him or her to visit the Website. We may send up to two reminder or follow-up emails to them. We store this information so we can send invitations and reminders. Your friend may contact us through the Website to request that we remove this information from our database.
When you use the Website, we may also collect certain information about your computer to facilitate and evaluate your use of the Website and the Service. For example, we may log environmental variables, such as browser type, operating system, referring or exit web pages, and the Internet Protocol (IP) address of your computer. We may on occasion supplement the personal information you submit to us with information from third-party sources. If permitted under applicable law, we may supplement your information with address standardization data to verify the address you have entered is actually your address.
By using the Website and/or the Services, you are consenting to have your personal data transferred to and processed in the United States.
Protection of Personal Information
We maintain administrative, technical and physical safeguards designed to protect the security, confidentiality and integrity of your personal information. The personal information that you provide online in connection with registering yourself as a user of the Website or Service is protected in several ways. Access by you to such personal information is available through your email and a password selected by you. To protect the confidentiality of such personal information, you should not divulge your password to anyone. You are responsible for all uses of the Website and Service by any person using your user ID and password. Please advise us immediately if you believe your password has been compromised. In addition, your personal information resides on servers or in areas of facilities that only selected personnel and contractors can access. We encrypt all data that you submit through the Website, and thereby attempt to prevent unauthorized parties from viewing such information when it is transmitted to us. Please note that any information you submit by email may not be secure, so please do not send any sensitive information or materials in or attached to any email to BoostUp.
Children Under Age 13
We do not knowingly collect or solicit personal information from anyone under the age of 13. Consumers between the ages of 13 and 17 must have parental consent to register with BoostUpTM. If you are under 13, please do not attempt to register for BoostUpTM. In the event that we learn that we have collected personal information from a person under age 13 or from someone between 13 and 17 without parental consent, we will delete that information as soon as practical, close the applicable account, and immediately suspend any pending transactions. A check will be sent via U.S. mail (in the U.S. only) to the address provided for the account or as confirmed. Please allow 2-4 weeks for your refund to be processed and returned to you. If the check is not cashed within 180 days, we reserve the right to stop payment on the check and redeposit the funds into a "Held Account" maintained by us. All disputes must be submitted to our Customer Service Department in writing within 180 days after the dispute arises. If the balance of the Account is less than or equal to $2,500, a fee equal to $25.00 will be assessed upon the closing of the Account and if the balance of the Account is greater than $2,500, a fee equal to 2.5% of the Account balance will be assessed upon the closing of the Account ("Closing Fee"). The Closing Fee will be deducted from the funds in the Account prior to refunding the remaining Account balance. If the Closing Fee is greater than the balance in the Account, no funds will be returned to you.
As a user, your profile will include certain information about you, including, but not limited to, first and last name, your savings goal, which goods or services you are saving for, your target goal date and goal progress. You may also provide additional information about yourself including: pictures, and why you are saving that will be available on your public profile. We may occasionally use your name and email address to send you notifications regarding new services offered by BoostUpTM and special offers from our partners that we think you may find valuable.
Profile information is used by us primarily to be presented back to and edited by you when you access the Service and to be presented to others who view your public profile page. Your name and city will be available in search results on BoostUpTM and those limited pieces of information may be made available to third party search engines. This is primarily so your friends can find you and contribute to your account.
We may send you service-related announcements from time to time through the general operation of the Website. For instance, if someone contributes to you, you will receive an email alerting you that a contribution has been made. We may use information in your profile without identifying you to its partners. We do this for purposes of tracking trends and consistencies of our users, such as the types of goods and services purchased.
The BoostUpTM Website contains embedded 'share' buttons to enable Users to share content with friends through social networks, such as Facebook and Twitter. These sites may set a cookie when you are logged in to their service. We do not control the setting of cookies from these websites. Please check the third-party websites for more information about their cookies and how to manage them.
Most browsers are initially set to accept cookies and similar devices. You can set your browser to notify you when you receive a cookie or similar device, giving you the chance to decide whether or not to accept it, though this may preclude you from using the Website. To find out more about cookies, including how to see which cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.
Tracking/Do Not Track
When you visit a website (such as the BoostUpTM Website), your browser automatically shares certain information with that website, such as your IP address and other device information. Some of this information may also be sent to third-party content providers (for example: advertisers, website analytic companies, etc.) that provide content on the website. Such sharing may allow the website and/or content providers to track you over time and across multiple websites.
Today, many browsers offer Do Not Track plugins that allow you to express a preference that you not be tracked, and that tell websites that you visit, by sending an electronic beacon, this preference. At this time, BoostUpâ€™s Website does not respond to Do Not Track beacons sent by browser plugins.
Sharing Information With Third Parties and Partners
We collect non-public personal information about you from the following sources; information we receive from you on applications or other forms and information about your transactions with us, our strategic partners or others.
Non-public, personally identifiable information about you may be disclosed without your consent to our service providers for the purpose of performing services on the BoostUpTM Website. Specifically, we may use service providers and third parties to facilitate our business and Website, such as to host the service at a co-location facility for servers, to send out email updates about BoostUpTM, to remove repetitive information from our user lists, to process payments for Services, to offer an online job application process, or to provide search results or links (including sponsored links). In connection with these business services and operations, our service providers may have access to your non-public personal information for use for a limited time in connection with these specific business activities. Where we utilize third parties for the processing of any personal information, we implement reasonable contractual and technical protections limiting the use of that information to the BoostUpTM-specified purposes. We restrict access to non-public personal information to employees on a "need to know" basis only. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information. We may provide aggregate, non-personally identifiable data about the usage of our services to third parties or partner companies that we have joint marketing agreements with for such purposes as we deem, in our sole discretion, to be appropriate. These arrangements give you the opportunity to receive additional products or services from us or third parties. However, no non-public personal information about you will be intentionally shared, disclosed or sold to any third party not affiliated with us.
We may be required to disclose user information pursuant to lawful requests, such as subpoenas or court orders, or in compliance with applicable laws. We do not reveal information until we have a good faith belief that an information request by law enforcement or private litigants meets applicable legal standards. Additionally, we may share account or other information when we believe it is necessary to comply with law, to protect our interests or property, to prevent fraud or other illegal activity perpetrated through the BoostUpTM service or using the BoostUp name, or to prevent imminent bodily harm. This may include sharing information with other companies, lawyers, agents or government agencies.
Banking and Affiliates
We have or will have a relationship with one or more registered banking institutions and other businesses to provide the services as described on our Website. When you register with BoostUpTM and establish an account and when you redeem your funds to purchase goods or services, we may need to share certain personally identifiable information with such parties. These parties will be governed and restricted pursuant to federal, state and local laws and any other agreement we have with them concerning such personally identifiable information.
The security of your personal information is important to us. When you enter sensitive information through the Website, we encrypt that information using secure socket layer technology (SSL). We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
We will communicate with you through e-mail and notices posted on this Website. Please be aware that you may receive certain e-mails from us related to the proper function and activity of your account. You may also receive communications from us that contain information or special offers from BoostUpTM partners.
Accessing and Changing Your Account Information
You can review the personal information you provide to us and make any desired changes to the information, or to the settings for your BoostUp account, at any time by logging into your account on the BoostUp Website and editing the information on your Profile page, or by writing us at: BoostUp, 1555 Broadway St., Detroit, MI 48226, Attn: Customer Support or by calling us directly at 877-504-9862, or by emailing us at [email protected] Please include your name, address, and/or email address when you contact us.
Opting-out. Even after you have consented to our collection and use of your personal information, you may opt-out of having your personal data collected or used by us by contacting us via one of the methods described above. Doing so, however, may make it unable for you to utilize the BoostUpTM Website or services and may result in us closing your account. You also have the right to opt-out of having your personal data disclosed to an independent third party or used from some reason other than why originally collected.
Third Party Advertising
Links to Other Websites
This Website contains links to other Websites that are not owned or controlled by BoostUp. Please be aware that we are not responsible for the privacy practices of such other Websites. We encourage you to be aware when you leave our Website you should read the privacy statements of each and every other website that collects personally identifiable information. This Private Policy applies only to information collected by this Website.